Honest comparisons
We show you the options side by side, including when staying with your current insurer is the better choice. No pressure, no obligation.
About the desk
An insurance retailer that explains things properly.
Auto Policy Desk is a trade name of Amal Jahan Inc, an authorized independent insurance retailer. We work with a group of partner carriers and agencies, we're paid by commission when you buy, and we say so before you spend a cent.
Elmira, New York.
A local desk working with clients in every state.
Our story
Built around one uncomfortable truth about buying insurance.
Almost everyone can tell you what they pay each month. Very few can tell you what their policy covers, what their deductible actually is, or why the renewal went up by forty dollars in April. That gap is where people get hurt, and it shows up at claim time rather than at purchase time.
So we run the desk differently. Yes, we sell policies, because that's what an independent retailer does. But we start with the parts that cost you money and save the price for last: what's actually in the policy, what isn't, and which of our partner carriers fits your situation. If the answer is that your current coverage is already the better deal, we say that and the conversation ends there.
- Quotes and advice from several partner carriers and agencies, not one company
- Everything we conclude put in writing, never rushed through on a phone call
- A clear division of roles: we place the policy, the carrier issues it and decides claims
How we work
Four principles we don't bend.
They're simple, and they're the reason clients come back at renewal without being chased.
Commission stated up front
Every partner carrier pays us the same way, so there's no reason to steer you anywhere. We tell you how we're paid before you buy.
Privacy as standard
Your details are used to prepare your quote and policy and for nothing else. No lists, no resale, no third party marketing.
Coverage reviewed, not forgotten
Insurance drifts as life changes. We check in at renewal so nothing important quietly lapses.
Our role, in writing
What we are, and what we are not.
Being precise about this protects you. You should always know who you're dealing with and who is responsible for what.
Auto Policy Desk is
- A trade name of Amal Jahan Inc, an authorized independent insurance retailer based in Elmira, New York
- Working with selected partner carriers and licensed agencies, so you get a spread of options
- Paid by commission from partner carriers when you purchase a policy, disclosed to you up front
- One point of contact who puts the quotes and the advice in writing
Auto Policy Desk is not
- An insurance company, carrier or underwriter
- The carrier that issues your policy or decides your claims
- A government office, a motor vehicle department or a licensing authority
- A law firm, a tax practice or a financial advisory business
Please read this part. Policy terms, premiums, eligibility decisions and claim outcomes are set by the licensed carrier that issues your policy, not by us. Nothing we provide is a promise of coverage. See our full Disclaimer, Terms and Conditions and Privacy Policy.
Ready when you are
Send us what you have, and we'll show you where it stands.
Call the desk or send the form. We'll get real prices from the partner carriers we work with, compare them with what you pay today, and tell you honestly whether a change is worth making. Your quote is free and there's nothing to sign.
Call (888) 334.6872
Monday to Friday, 9:00 AM to 6:00 PM ET
Monday to Friday, 9:00 AM to 6:00 PM ET
Email info@autopolicydesk.com
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323 Morrow Field Ave, Elmira, NY 14904